Terms of service.

Investment Consulting Services

1. Introduction
These Terms of Service (“Terms”) govern the provision of investment consulting services (“Services”) provided by Taurus Consulting and Trading Co. PTE. LTD (“Company,” “we,” “us,” or “our”) to the client (“Client,” “you,” or “your”). By engaging our Services, you agree to be bound by these Terms.

2. Scope of Services
The Company provides investment consulting, including but not limited to market insights, financial analysis, portfolio recommendations, and strategic advisory. All advice is provided for informational purposes only and does not constitute a guarantee of financial performance.

3. No Financial Guarantee
The Client acknowledges that all investments involve risk. The Company does not guarantee any returns, profits, or protection against losses. Past performance is not indicative of future results.

4. Client Responsibility
The Client is solely responsible for all investment decisions made based on our recommendations. The Client agrees to conduct their own due diligence and consult with licensed financial, legal, or tax professionals when necessary.

5. Fees and Payment
Fees for Services shall be agreed upon in advance and may be structured as fixed fees, hourly rates, or performance-based compensation. All payments are non-refundable unless otherwise stated in writing.

6. Confidentiality
Both parties agree to maintain the confidentiality of all non-public, proprietary, or sensitive information shared during the course of the engagement. This obligation survives termination of the agreement.

7. Compliance with Laws
The Client agrees to comply with all applicable laws and regulations related to investments, taxation, and financial reporting within their jurisdiction.

8. Limitation of Liability
To the fullest extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, or consequential losses arising from the use of our Services, including but not limited to financial losses, missed opportunities, or market fluctuations.

9. Conflict of Interest
The Company may provide services to other clients with similar or competing interests. We will take reasonable steps to manage conflicts of interest but do not guarantee exclusivity.

10. Termination
Either party may terminate the engagement at any time with written notice. Any outstanding fees for services rendered up to the termination date shall remain payable.

11. Intellectual Property
All materials, reports, and strategies provided by the Company remain the intellectual property of the Company unless otherwise agreed in writing. The Client may not redistribute or resell such materials without consent.

12. Amendments
The Company reserves the right to modify these Terms at any time. Updated Terms will be effective upon notice to the Client.

13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of Singapore.

14. Entire Agreement
These Terms constitute the entire agreement between the parties and supersede any prior agreements or understandings.

15. Acceptance
By using our Services, the Client acknowledges that they have read, understood, and agreed to these Terms of Service.